(Jeff Bates&Terry Clayton)
I'm workin' 40 hours
And mroe if I can get it
Still need an extra job
So I can get more credit
Well, I work hard because we charged
Tomorrow yesterday
I'm in debt over my head
The American way
It's already spent
Every dime I'll ever make
From the high cost of living
And what the government takes
I don't have to worry
Or wonder where it went
I sleep like a baby
'Cause it's already spent
I hear 'em talkin' on TV
'Bout where we should invest
Stocks and bonds, mutual funds
401s and the rest
Well my retirement plan's a coffee can
And it's full of IOUs
My money goes to those I owe
And I bet you yours does too